Ryan Thomson

Ryan Thomson

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$975,000

($333,617 down)
VA

2627 Hillcroft Lane, Castle Rock, CO 80104

5
5
4,874 sqft
PITI Monthly
$3,492.16 /mo

Listing courtesy of: Eli Schmidt, eXp Realty, LLC

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,947 /mo
$4,728 /mo

What's Special

SHOPPING
DINING
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
FINISHED BASEMENT
HISTORIC

Welcome to this stunning home in Crystal Valley Ranch, one of Castle Rock's most sought-after communities! This exceptional residence showcases 5,075 square feet of living space with 5 bedrooms and 5 bathrooms on a 0.23-acre lot and features over $317,000 worth of seller and builder upgrades throughout. Step inside to discover a grand two-story entry that introduces you to this extraordinary home. The main level features a versatile floorplan with a private study perfect for remote work, a formal dining room ideal for entertaining, and an expansive great room that serves as the heart of the home. The gourmet kitchen boasts premium stainless steel appliances, gleaming granite countertops, a generous center island with breakfast bar, a walk-in pantry, and a convenient breakfast nook. The upper level is thoughtfully designed around family comfort, including a large loft space, a dedicated tech center, and four inviting bedrooms. The lavish owner's suite serves as your personal retreat with a sophisticated tray ceiling, oversized walk-in closet, and a spa-inspired ensuite bathroom featuring separate shower and soaking tub. The fully finished basement adds incredible value with an additional bedroom, full bathroom, and an expansive recreation room—perfect for entertaining. The outdoor oasis features $40K in professional landscaping with a wood-burning fireplace, gas fire pit, and included hot tub—creating the ultimate backyard retreat. This home also includes Jellyfish permanent exterior holiday lighting that stays up year-round and can be controlled via a convenient app. Located just minutes from historic downtown Castle Rock's shopping and dining, this exceptional property offers the perfect blend of luxury living and Colorado convenience with easy access to I-25 for commutes to Denver or Colorado Springs.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,492.16/mo
Estimated Loan Balance
$642,729
Cash to close
$333,617
Interest Paid
$77,007

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Wood Burning
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle, Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Architecural Shingle, Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Crystal Valley Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Crystal Valley
  • HOA Amenities: Unknown
  • HOA Fee: $86
  • HOA Frequency: $Monthly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $200.04
  • Tax Annual Amount: $3939
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $333,617 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $333,617!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$641,383
Your Cash$333,617
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,947/mo
Traditional @ 7.15%
$4,904/mo
You save $1,957/month ($23,478/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2274422

Listing From: recolorado

Last updated: 2025-04-16T00:05:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.99%
7.15%

Principal & Interest

$2,947 /mo
$4,728 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $333,617 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $333,617!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.99% Sellers Rate
$641,383
Your Cash$333,617
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 2.99%
$2,947/mo
Traditional @ 7.15%
$4,904/mo
You save $1,957/month ($23,478/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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