Ryan Thomson

Ryan Thomson

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$440,000

($58,453 down)
FHA

3051 Sage Creek Road UNIT 18, Fort Collins, CO 80528

3
4
1,791 sqft
PITI Monthly
$2,430.56 /mo

Listing courtesy of: Tara Tooley, Tara Tooley

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,818 /mo
$2,752 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
MASTER SUITE
FINISHED BASEMENT
WALKING TRAILS
COZY

Feel Right at Home in Southeast Fort Collins. Step into a bright, open floor plan that instantly feels welcoming. Imagine cozy mornings by the fireplace, sunlight pouring through the windows, and effortless flow between the living room, dining area and kitchen. Whether you're hosting friends or enjoying a quiet night in, this space adapts to your lifestyle with ease. Bamboo flooring adds warmth and character to the main level, while custom-built cubbies keep everything neat and stylish. The kitchen features newer stainless steel appliances, ready for everything from weeknight meals to weekend brunches. Upstairs, you'll find two spacious master suites offering comfort and privacy-ideal for restful nights and relaxed mornings. The fully finished basement provides even more room to live, work, or host guests, complete with a third bedroom or office and a 3/4 bath. Out front, a quaint fenced-in porch welcomes you home-perfect for sipping coffee, reading a book, or enjoying the fresh Colorado air. Just steps away, your detached one-car garage offers convenient parking or storage space, right outside your front door. With schools, Twin Silos Park, a dog park, and peaceful walking trails just around the corner, shopping, dining, and I-25 only minutes away-this location truly has it all. This is more than a townhome-it's a place where you can truly see yourself living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,430.56/mo
Estimated Loan Balance
$399,047
Cash to close
$58,453
Interest Paid
$42,065

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sage Creek Sub
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Sage Creek Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $330
  • HOA Frequency: $Monthly
Location
  • Region: Fort Collins

Financial Details

  • Price per Sqft: $245.67
  • Tax Annual Amount: $2082
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $58,453 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,453!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$381,547
Your Cash$58,453
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,818/mo
Traditional @ 7.15%
$2,855/mo
You save $1,036/month ($12,436/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030859

Listing From: recolorado

Last updated: 2025-04-15T21:21:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,818 /mo
$2,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,453 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,453!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$381,547
Your Cash$58,453
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,818/mo
Traditional @ 7.15%
$2,855/mo
You save $1,036/month ($12,436/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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