Ryan Thomson

Ryan Thomson

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$469,000

($0 down)*
VA

Potential short sale please verify with your agent.

795 Ridgebury Place, Fountain, CO 80817

5
4
2,499 sqft
PITI Monthly
$3,047.11 /mo

Listing courtesy of: Julie Robertson ABR C2EX MRP , RE/MAX Real Estate Group LLC

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,741 /mo
$3,457 /mo

What's Special

SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DECK
PATIO
FENCED YARD
MOUNTAIN VIEWS
COZY
RENTAL INCOME

Spacious 5BD/4BA home located in the highly sought-after Heritage neighborhood of Fountain. Offering 2,499 sq ft of versatile living space, this home features an open-concept main level with a bright and functional kitchen, walk-in pantry, vaulted ceilings, cozy gas fireplace, and convenient main-level laundry and half bath. Upstairs, the primary suite includes a generous walk-in closet and attached bath, complemented by three additional bedrooms and a full hall bath. The finished walk-out basement provides a 5th bedroom, full bath, a large second living area, and plenty of storage—ideal for guests, multi-generational living, or potential rental income. Enjoy stunning mountain views from the deck and patio that overlook a park. Additional features include a fully fenced yard, 2-car garage, and proximity to parks, schools, and Fort Carson. Listed at $469,000 as a short sale—subject to lender approval.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,047.11/mo
Estimated Loan Balance
$490,004
Cash to close
$0
Interest Paid
$70,710

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Main Level
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Rear
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame
  • Roof: Shingle
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Heritage
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Fountain

Financial Details

  • Price per Sqft: $187.68
  • Tax Annual Amount: $1672.61
  • On Market Date: 2025-04-07T18:50:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$469,000
Your Cash$0
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,741/mo
Traditional @ 7.15%
$3,585/mo
You save $844/month ($10,132/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 5964671

Listing From:

Last updated: 2025-04-11T20:53:45.000Z

© , PPMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,741 /mo
$3,457 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$469,000
Your Cash$0
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,741/mo
Traditional @ 7.15%
$3,585/mo
You save $844/month ($10,132/year)

*Secondary financing rates are an estimated value based on input

Follow Us
The Assumable Guy
Agent/Broker
Ryan ThomsonThe Assumable Guy(719) 624-3472ryan@househackcoloradosprings.comMLS 100092341

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than The Assumable Guy are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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